We’re here to help you find the perfect property without the hassle.
Looking for the perfect Montana home? Our expert agents are dedicated to helping you find the property that suits your needs. Here’s what you can expect from our local realtors:
- We will work hard to understand what your unique real estate requirements are.
- We will help you discover your real estate purchasing power and understand your purchasing and financing options.
- We will search the most comprehensive and up-to-date Montana property listings to find you the properties that fit your requirements.
- We will be by your side throughout the property showings, advocating for your needs to help you find the right property, at the right price, terms & conditions.
- When you find the property of your choice, we will assist you with a purchase agreement, and present your offer in the most professional manner.
- Once your offer is accepted, we will guide you through each requirement in the real estate closing process and attend to each detail in a timely manner.
- We will make every effort to close on your selected close date.
- We will always act in accordance with ethical real estate practices and Fair Housing regulations.
- We are dedicated to helping you find the property of your choice, from start to finish!
Posting to share our positive home buying experience with Craig who was friendly, resourceful, and an all around great guy. We appreciate Craig putting in much of the legwork early in the process, which assisted us in narrowing our search. He was flexible and accommodating when showing homes. His insight helped inform our purchase. We couldn’t be happier with our experience and home. Craig’s remained available and communicative since to provide additional info and assistance, which we truly appreciate. We’d definitely work with RE/MAX Whitefish and Craig again if we were to buy/sell in the future!
John Hamilton
The RE/MAX Whitefish Guide For First Time Homebuyers
If you are considering buying your first home here in the Flathead Valley- welcome! We’re happy to show you all that Montana has to offer.
Deciding to buy your first home can be an exciting decision, but it can be hard to know where to get started. That’s why we’re sharing this guide with you, to give you all the tools you need to find your first Montana home.
It is never too soon to begin preparing for your first home purchase.
There are three basic steps to buying real estate:
Preparing Your Finances
Before you begin shopping for your new home, establish your budget. Preparing your finances will help you determine the price range you should be looking in. Start by gathering together your income, debt, banking, and tax information- this includes pay stubs, automobile and school loans, credit card records, statements from brokerages, banks and retirement accounts and income tax returns. Then, make an appointment to review your documents with a local lender, who will calculate the amount their institution will be able to lend you.
Hunting for Your First Home
Once you know your budget, you are free to house hunt. You have already been watching the market and doing slow drive-bys of your favorite listings – now it’s time to connect with a RE/MAX real estate agent and receive the full tour. You should start by choosing an agent to represent you, the buyer. A buyers’ agent will save you time and energy, focusing the search on properties that fit your criteria, and working to arrange showings and find open house events. Open Houses are great for getting the feel for a neighborhood and a property.
Closing the Sale
Once you have found the right house, you will make a written offer to purchase the property. Your RE/MAX agent will assist with the purchase details, including price, inclusions and contingencies. The seller will then either accept, deny, or make a counter offer. The offer is not accepted and binding until both the buyer and seller have signed the agreement.
There will be an additional expense beyond the agreed upon purchase price for your new home – these are called closing costs and fees. You will encounter fees from your lender, including loan origination fee, points, appraisal fee, credit report fee, an escrow fee and perhaps an interest payment. Title fees will pay for the full researching of the title history for the property you are about to purchase, to ensure the title is free and clear and the seller is legally able to sell the property. You will pay title insurance as well, in the event there is ever a lawsuit concerning the title to your new property. Other third party fees you may see at closing are for document preparation and underwriting.
Find Your Perfect Montana Home
Buying real estate doesn’t have to be intimidating. Get in touch to start your realty journey with RE/MAX Whitefish.